Privacy Policy

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Effective Date: June 1, 2026

Privacy Policy

Oklahoma Technology Company, LLC d/b/a Straight Up ("Straight Up," "we," "our," or "us") is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains what information we collect, how we use it, how we share it, how we protect it, and the choices available to you when you use the Straight Up mobile application, website, and related services.

By creating an account or using Straight Up, you acknowledge that you have read and understand this Privacy Policy.

1. Information We Collect

To provide our services, we may collect the following information:

Personal Information

• Full name
• Email address
• Mobile phone number
• Date of birth
• Mailing address (when required)
• Profile photo (optional)

Identity Verification Information

To comply with applicable laws and help prevent fraud, we or our trusted service providers may collect information necessary to verify your identity, including:

• Government-issued identification
• Address verification
• Identity verification results
• Information required for fraud      prevention or regulatory compliance

Payment Information

Payments are securely processed through trusted third-party payment providers.

Straight Up does not store complete debit card numbers, credit card numbers, or bank account credentials on its own servers.

Transaction Information

We collect information related to transactions completed through Straight Up, including:

• Sender and recipient information
• Tip amount
• Transaction date and time
• Transaction status
• Payment history

Device Information

We may automatically collect:

• Device model
• Operating system
• App version
• IP address
• Device identifiers
• Diagnostic information
• Crash reports

Location Information

With your permission, Straight Up may access your device's location while using the application to:

• Improve fraud prevention
• Verify certain transactions
• Provide location-based features
• Improve the overall user      experience

You may disable location services through your device settings. Some features may not function properly if location access is disabled.

2. How We Use Your Information

We use your information to:

• Create and manage your account
• Process payments and transactions
• Verify your identity
• Detect and prevent fraud
• Provide customer support
• Improve our products and services
• Send important account and      transaction notifications
• Maintain platform security
• Comply with applicable laws and      regulations

3. How We Share Your Information

Straight Up does not sell your personal information.

We may share limited information only when necessary with trusted third parties, including:

• Payment processors
• Identity verification providers
• Financial institutions
• Fraud prevention providers
• Cloud hosting providers
• Customer support providers
• Government or law enforcement      agencies when required by law

These providers receive only the information necessary to perform their services on our behalf.

4. Data Security

Protecting your information is a priority.

Straight Up uses commercially reasonable administrative, technical, and physical safeguards designed to protect your information, including:

• Encrypted HTTPS communications
• Secure authentication
• Password encryption
• Restricted access to sensitive      information
• Fraud monitoring
• Secure cloud infrastructure

While no system can guarantee absolute security, we continuously work to protect your information.

5. Data Retention

We retain personal information only for as long as necessary to:

• Provide our services
• Complete transactions
• Prevent fraud
• Resolve disputes
• Meet legal, accounting, tax, and      regulatory obligations

When information is no longer required, it is securely deleted or anonymized where appropriate.

6. Your Privacy Rights

You may:

• Access your personal information
• Update your account information
• Change your password
• Manage notification preferences
• Request deletion of your account
• Contact us regarding your      personal information

Certain financial and transaction records may be retained as required by law even after your account has been deleted.

7. Account Deletion

You may request deletion of your Straight Up account through the application or by contacting Customer Support.

When an account is deleted:

• Personal profile information will      be removed or anonymized where appropriate.
• Certain records may be retained      to satisfy legal, tax, accounting, fraud prevention, anti-money      laundering, and regulatory requirements.

8. Children's Privacy

Straight Up is intended only for individuals who are at least 18 years of age.

We do not knowingly collect personal information from anyone under the age of 18.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When changes are made, the updated version will be posted within the application and on our website with a revised Effective Date.

Your continued use of Straight Up after any changes become effective constitutes your acceptance of the revised Privacy Policy.

10. Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact us:

Oklahoma Technology Company, LLC d/b/a Straight Up

Support Email: support@straightupapp.com

Support Phone: (405) 777-7934

Website: https://www.straightupapp.com

We will make reasonable efforts to respond to privacy-related inquiries as promptly as possible.